Alert: Please be aware that scammers may be impersonating China Life Insurance (Singapore) to target you via phone calls, emails or SMSes. Please DO NOT transfer any funds to the other party’s bank account without verification. If you have received any suspicious communications, please contact us directly at Customer Care Hotline 6727 4800.

Alert: Please be aware that scammers may be impersonating China Life Insurance (Singapore) to target you via phone calls, emails or SMSes. Please DO NOT transfer any funds to the other party’s bank account without verification. If you have received any suspicious communications, please contact us directly at Customer Care Hotline 6727 4800.                    
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China Life Harvest Income Supreme Plan (USD) S2

China Life Harvest Income Supreme Plan (USD) S2 is a participating whole life insurance plan designed to provide a stable approach to wealth growth and intergenerational legacy. The plan features a three-year premium payment term to balance flexibility and efficiency, and offers lifetime yearly income1 and capital guarantee2, helping families build long-term, sustainable wealth while ensuring financial security.

Product Features

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Lifetime Yearly Income1

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Capital Guarantee2

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Contingent Life Insured Option3

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Easy Application & Short Commitment

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Life4 & Terminal Illness5 Protection

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China Life Singapore has a trusted and experienced agency team to serve you and provide you a hybrid and customized financial solutions to fulfil your holistic financial needs in risk protection, retirement, wealth management, and legacy planning. Welcome to reach out to any one of our financial specialist consultants to understand the solutions that China Life Singapore can offer to you.
 
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  1. The yearly income will be payable from the end of the 3rd policy year as long as the life insured is alive and while the policy is in force. The yearly income comprises:
    1. guaranteed yearly income at 2% of the face amount; and
    2. non-guaranteed yearly income (if any).
    The face amount is a notional value and is not the benefit that will be paid upon the death of the life insured.

  2. The capital guarantee, which is based on yearly premium payment mode, applies only from the end of the premium payment term and if all yearly premiums due on the policy have been paid before the end of the grace period.

  3. In the event of death of the current Life Insured or when the current Life Insured is diagnosed with terminal illness, the appointed primary Contingent Life Insured as stated in our records shall be the new life insured of this policy, subject to conditions.
    Please refer to the Policy Contract for full details on Contingent Life Insured.

  4. If the life insured dies while the policy is in force and no Contingent Life Insured(s) were appointed, or before the end of the premium payment term, we will pay the sum of:
    1. 108% of the total yearly premiums due to-date or the guaranteed cash value, whichever is higher;
    2. a non-guaranteed terminal bonus (if any);
    3. accumulated guaranteed yearly income, non-guaranteed yearly income (if any) and loyalty bonus (if any); and
    4. interest on the accumulated guaranteed yearly income, non-guaranteed yearly income and loyalty bonus (if any);
    less amounts owing (if any) and outstanding premium (if any).

  5. If the life insured is diagnosed with a terminal illness while the policy is in force and no Contingent Life Insured(s) were appointed, or before the end of the premium payment term, we will advance the death benefit.

You should seek advice from a financial adviser representative before making a commitment to purchase the plan.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

This marketing material is for reference only and does not consider your specific investment objectives, financial situation or needs. It is not a contract of insurance and is not intended as an offer or recommendation to purchase the plan. The specific details applicable to this insurance plan are set out in the policy contract. In case of discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg, www.lia.org.sg, www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 11 February 2026.