Only the policyowner of the insurance policy can make a nomination. Muslim policyowners may make either trust or revocable nomination over their life policies or accident and health insurance policies with death benefits. The insurer would be discharged from all liabilities as long as it makes payment to the beneficiary recognised under the Insurance Act, but that beneficiary may be required to hold the monies in trust for the beneficiaries recognised under Muslim law. For more information, please refer to MUIS Religious Advisory on Revocable Insurance Nomination for Muslim Policyholders.

Before making a nomination or create a trust or change or revoke them under the Insurance Act, it is important to read and understood the information provided in Your Guide to Nomination of Insurance Nominees 2015 (NOB Guide).

Please click here to download the NOB Guide, or visit LIA website at

In order to make a nomination, the following prescribed nomination form (original) needs to be completed and submitted to China Life Insurance (Singapore) Pte. Ltd. for registration. There are 6 forms prescribed under the Insurance Act, Insurance (Nomination of beneficiaries) Regulation 2009.

  • Form 1 [Trust Nomination]
  • Form 2 [Revocation of Trust Nomination]
  • Form 3 [Appointment, or Revocation of Appointment, of Trustee of Policy Moneys]
  • Form 4 [Revocable Nomination]
  • Form 5 [Revocation of Revocable Nomination]
  • Form 6 [Notice of Revocation of Revocable Nomination]


  1. All instructions and notes stated in the nomination form must be read and understood before completing it with utmost due care.
  2. Only original copies of the nomination form can be registered.
  3. Any amendment needs to be countersign by the policyowner, otherwise the nomination is invalid and China Life Insurance (Singapore) Pte. Ltd. will not be bound to accept and register the nomination made using the nomination form.

Mandatory Documents to be submitted with the nomination form:

Where a Business Entity or Charitable Organisation is appointed as the beneficiary, the following documents are required to be submitted together with the nomination form:

  • Copy of beneficiary’s Registration of Company (ROC) / ACRA Search / Registration of Society

Additional documents are required if you are making a trust nomination (Form 1) or appointing trustees (Form 3). The additional documents required together with the completed Form 1 or Form 3 from every nominee and trustee who is named in Form 1 or Form 3 are:

The information above is for your reference only and should not be taken as legal advice. You are advised to seek independent legal advice on the effect of your Nomination.