Do you want to enjoy increasing guaranteed yearly income even after retirement? China Life Retire Easy Plan provides a stream of increasing guaranteed yearly retirement incomefrom your selected income payout age. This will help you reach towards your desired retirement lifestyle more easily and help you better manage rising costs of living too. To enable you to enjoy your retirement with greater peace of mind, you will also have cover against premature death4 and be assured you can leave a legacy for your loved ones. You can also secure your retirement plan against unforeseen circumstances by adding our riders to your plan today.

Key Benefits:

Increasing Guaranteed Yearly Retirement Income1

Capital Guarantee2

Choice of Premium Payment Terms: 5, 10 or 15 years

Choose your Income Payout Age: 55, 60, 65 or 70

Maturity Lump Sum Payout3

No Medical Check-Up Needed

Bequest for Your Loved Ones4

Distributed By:
Our Agency Channel:
China Life Singapore has a trusted and experienced agency team to serve you and provide you a hybrid and customized financial solutions to fulfil your holistic financial needs in risk protection, retirement, wealth management, and legacy planning. Welcome to reach out to any one of our financial specialist consultants to understand the solutions that China Life Singapore can offer to you.
Agency Channel
Distributed By:
Our Bank Partners:
Our Financial Advisers Partners:

1. The plan provides increasing guaranteed yearly retirement income and non-guaranteed yearly retirement income starting from the policy anniversary immediately after the life insured's 55th, 60th, 65th or 70th birthday till the policy anniversary immediately after the life insured's 99th birthday. The first guaranteed yearly retirement income payout is the sum insured value, and we will increase the guaranteed yearly retirement income by 4% of the sum insured value each year. The sum insured is a notional value and is not the benefit that will be paid upon the death of the life insured. The non-guaranteed yearly retirement income, which may be paid with the guaranteed yearly retirement income each year, is not guaranteed and the actual amount payable is dependent on the future performance of the participating fund.

2. The capital guarantee, which is derived based on yearly premium payment mode, applies only after the 8th, 9th and 14th policy year for plans with a premium payment term of 5, 10 and 15 years respectively; and if all yearly premiums due on the policy have been paid before the end of the grace period.

3. The policy will mature on the policy anniversary immediately following the life insured's 99th birthday, and will automatically terminate on the maturity date. Upon maturity, we will pay the guaranteed maturity value and a non-guaranteed terminal bonus, less amounts owing (if any).

4. In the event of death of the life insured while the plan is in force, we will pay the higher of 108% of the total yearly premiums due to-date or the guaranteed cash value and a non-guaranteed terminal bonus, less amounts owing (if any), outstanding premium (if any) and future instalment premiums which are required to make up the full year's premiums (if any).


Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid. This advertisement is for general circulation only and does not take into account the specific investment objectives, financial situation or particular needs of any specific person. You should seek advice from a financial adviser regarding the suitability of the policy before making a commitment to purchase. In the event that you choose not to do so, you should consider whether the product in question is suitable for you. This advertisement is not a contract of insurance. Please refer to the policy contract for the exact terms and conditions, specific details and exclusions. This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association, Singapore or SDIC websites (www.lia.org.sg or www.sdic.org.sg). This advertisement has not been reviewed by the Monetary Authority of Singapore. Information is correct as at 2 Jan 2018.